About Us:

I have been in the mortgage industry just over 6 years, but I have over 15 years in customer service. I work hard to find the right program for each and every customer and if I can not get you qualified, I will tell you exactly why. Some say I am brutally honest, but when dealing with what will be the main purchase that you ever make, you need to have a clear understanding of why you can not get it so that you can fix that issue. I currently reside in Roswell, GA after spending 7 years in the state of Florida. Moving back to the Atlanta area was coming home for me and my significant other.

To say I am an animal lover is an understatement. We have 5 dogs; a beagle, a standard poodle, a miniture poodle, a long hair Chihuahua, and a Lhasa. We also have 2 fresh water tanks, a saltwater tank, and an Africa Grey that is 14 months old.

 

If you are in the market to purchase a home or even refinance an existing loan and you want a loan officer that will walk with you every step of the way, then contact the Thornton Team at Home America Mortgage today. We can have you pre-approved in as little as 4 hours. You can visit our website or send an email to thorntonteam@hammtg.com or call us @ 770-998-1964.

Enough about me. Now,to the company that I work for. The following is directly off our website about our business.

Founded with one employee in 1996. Home America now numbers over 400 employees strong, and counting! Home America is the home for the top mortgage professionals in the industry. We have multiple offices throughout the southeast and across the country. We are a direct lender, with wholesale rates. We have a wide variety of loan programs available, including: Conventional, FHA, VA and Alt credit programs. Common sense underwriting is our objective.

Home America Mortgage, Inc. consistently ranks as one of the top lenders in the southeast with over a billion a year in retail volume.

Home America's intention is to maintain the leading edge in the mortgage industry. With customer service, aggressive pricing, common sense underwriting, and up to the minute technology, Home America has laid the foundation to remain a consistent force in the southeastern market.

Home America has spent the last several years developing a state-of-the-art mortgage origination and underwriting systems. Our innovative, web-based system handles loans from origination to closing. Additionally, Home America leads the way in developing new technology to provide prompt and accurate loan closings.

 

 

 

 


Areas of Expertise

We deal in FHA, VA, prime, subprime, and commerical lending. If you have potential clients that need a mortgage lender that will work hard for them, that would be me. We are licensed in Georgia, Florida, Alabama, Tennessee, South Carolina, Coloroda, and Missouri at this time. I have spent my first 5 years in this business building a niche for qualifing the customers that never thought that they could afford their dream. It is not about putting a person into a place that they can not truly afford; it is about putting a person in a place they can afford so that one day they come back to you for more business or either send their family, friends, or neighbors to you so they can do the same thing. Remember this, it is all about how you treat the customer because when it is all said and done, your customer will eventually treat you the same way.

Below are my 7 areas of concern foreach and every client that I come across and you can count on any referrals that I work on for you will be treated the same.

  • Customer Service - I believe that this is the first and foremost of all traits of being a great loan officer. You can close 15 files a month and if you do not handle your customers with the best in service, you will never get repeat business.
  • Follow-up skills - In my 15+ years of customer service, I have seen more laziness than what I would care to mention. Bottom line is, when you tell a customer that you will call them back in a timely manner, then do it. And this does not just stop with the customer. If you are dealing with an issue for a customer, then don't allow that issue to fall to the wayside because of neglect. Do not expect what you do not inspect.
  • Product Knowledge - most loan officer can get a file through because they do not know their own products. When you get to where you are done with learning, you might as well find another profession.
  • Time Management - too many loan officers do not now how to manage their own day. To many times have I seen loan officers that try to manage their day without a To Do List. If you are not making a plan, you are planning to fail. 
  • Listening skills - when I mention this to new loan officers, I always get a weird look out of them. It is plan and simple, if you do not listen to your customer, how do you know what their needs are?
  • Management of a pipeline - I have seen so many loan officers lose a customer in the cracks because they can not manage more than a few files at a time. This is bad. I always have told my staff to have 20 files working and know each and everyone of them. It use to amazing some of my staff that as a manager of a branch and having over 100 files in the pipeline working and another 100 being solicited, that when a customers name was mentioned, I could tell you the entire file.
  • Honesty - this is something that I think all loan officer possess but do not always use. Here it is in a nutshell. If you are honest to a customer, in the long run, it will benefit you and them. More over, you, because the customer will trust you and refer you to people they know.

    • Testimonials

    "I have supported Danny with his recruitment efforts in staffing his branch. I have found him to be one of the top business partners/hiring managers that I have even had the pleasure of supporting. His feedback, responsiveness and communication has been amongst the best in all the Branch Managers that I have recruited for. Not only that, the feedback I get from the new hires that work with Danny has been nothing but praise in the way of his guidance, support and training that he has provided in helping to mold and develop top sales people. I highly recommend Danny Thornton based on upon his professionalism, his expertise and as a person. It has always been a pleasure working with Danny." October 24, 2006

    Scott Timmons, Recruiter, Countrywide Financial Corp - Full Spectrum Lending Division
    worked indirectly for Danny at Countrywide - Full Spectrum Lending Division

    "Danny is a capable leader in our organization. He pays close attention to detail and looks to make things better for his staff and organization. He's very hands on and he takes pride in mentoring and training of new hires." September 22, 2006

    Al Ortega, Senior Production Recruiter, Countrywide Financial Corp - Full Spectrum Lending Division
    worked directly with Danny at Countrywide - Full Spectrum Lending Division

     

    When I contacted Danny Thornton I was desperate for help.  We had been paying interest on a loan for what seemed like forever and have another property that needed to be refinanced.  Danny made everything feel like it was a walk in the park on a beautiful sunny day.  I have closed a few loans in my 37 years, but have never had a company make me feel like I was a part of their family.  Danny was very patient and made everything stress free.  We closed in 10 days!  What more could you ask for?  I would like to Thank Danny Thornton and Home America Mortgage for such a Great experience, you have won my business forever. Stacey V.

    Stacey V. - Dacula, GA

    My Clients Are THRILLED...But Not With Me! by Brande Bradford

    Ode to The Thornton Team by Linda Futral

     

     

     I am never to busy to work on a referral from you. All you have to do is have your customers call me directly or they can go on-line to http://thorntonteam.com and apply right on line in the comfort and privacy of their own home.

    Contact Information

    Name:Danny Thornton
    Company:Home America Mortgage, INC.
    Email: Danny Thornton
    Website URL:http://thorntonteam.com
    Office Phone:865-951-0522
    Cell Phone:(404) 354-1115
    Alt. Phone:(770) 990-4355
    Fax Number:(678) 323-1846
    Address:
    Description:When you are in need of Mortgage financing, turn to the pros @ the Thornton Team of Home America Mortgage. Let us work to find the loan that best fits YOUR situation and what makes best sense for you.